Buyer Financing | Bowes Real Estate

Buyer Financing




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Financing Options

Today, finding the right financing for a home purchase is as important as finding the right home. The only certainty in the mortgage market is change --

and finding the financing package that best suits your needs can be a complicated process. Fortunately, your BOWES Real Living Real Estate Agent can

help you find the financing method that works best for you from among the many types of financing available.

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Choosing a Lender

When you compare financial institutions, be sure to look for variations in the way mortgages are offered -- distinctions that can mean dollars of difference to you.

Shop around and compare commercial banks, mortgage brokers, mortgage companies and credit unions. Looking at all the options will help you find the best mortgage to "fit" for you.

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Application Information

Your lender will need a complete picture of your financial situation to help determine how much home you can afford.

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Mortgage Calculator

Click for all our financing tools

 To calculate monthly payments, input specific mortgage values
 and click on "Calculate Now"

Loan Amount:
Annual Tax:
Annual Insur:

Principal + Interest 
Monthly Tax
Monthly Ins
Total Payment


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Current Mortgage Rates

Shop With An Eye For Your Future Home Accessibility Needs

It can be heartbreaking to have to leave your home because of mobility issues at any age or stage of life. So when you're building, choosing a new home or

renovating, keep basic accessibility features in mind. 

Does A Mortgage Broker Have Fiduciary Duty To The Borrower?

If a consumer is seeking to obtain a real estate mortgage loan, does his mortgage broker have a fiduciary duty to look out for his interests? In California, the

answer is 'yes'. Not all states are the same. 

Stop Taking Your Own Photos And 6 Other Real Estate No-No's That Could Sink Your Home Sale

Selling a home has its challenges. Maybe the couple across the street just listed their house, which you know has an amazing, redone kitchen that makes

your dated kitchen seem even more sad. Maybe values on your street or in your neighborhood aren't appreciating the way you want them to. Or maybe

you're getting transferred and you have to sell - and find something new in your future city - in what seems like an impossibly short amount of time.

Budget Bath: Soaker Tubs That'll Make You Feel Like A Queen Without A Royal Budget

Few things are as luxurious as a big soaking tub in the bathroom, which is why freestanding tubs have become one of the top bathroom trends over the past

few years. But the cost of some of today's freestanding tubs can be so high it takes away the ability to relax - which kind of defeats the purpose of having

the tub in the first place. Knowing where to look, can help you find the perfect tub for your space, and your budget.

Vacation Rental Owners and Cities Seek Alternatives To A Lockout

The vacation rental market seems to be going through a bit of a challenge as of late, with many cities opting to just shut down or limit the options for the

vacation rental owners.

Important Things To Know About Home Inspections

If you're hiring someone to inspect the home you want to buy, or you're a seller trying to find out if there are any hidden problems that need fixing before

you put your home on the market, here are five things you need to know:

Why The "Best Place To Raise A Family" May Be All Wrong For You

For those who are looking to relocate, the idea of starting over in a new city can be exciting. But deciding exactly where to do it isn't always easy. If there

isn't a job or another factor dictating the 'where,' how do you know where to go?

Condo Owners Can Speak Freely

We live in a large condominium project, and a number of us are quite concerned about our Board of Directors. We are not permitted to attend their Board

meetings, we have tried to get copies of the financial statements without success, and we suspect that at least one of the Board members is getting

kick-backs from the various contractors that are hired to do work at the project.

10 Fall Home Improvement Tips

Now that summer gear has been stowed away, it's time to focus on fall home improvement projects. According to Vicki Payne, host of the For Your Home

with Vicki Payne television show, autumn is the key time to evaluate your home exterior and prepare it for the harsh winter months ahead.

9 Ways to Inject A Little Fun Into Your Home Decor

Why so serious? If home is where the heart is, shouldn't it also be where the happiness is? You can create a home that makes you smile by making sure

that, even when you're following (most of) the design rules, you remember to have a little fun, too.

Kitchen Renovations That Will Give You The Biggest Bang For Your Buck

For some, the idea of a kitchen renovation is thrilling. They can't wait to get in there and rip out countertops, replace or paint cabinets, and choose shiny

new finishes. Others just had a small anxiety attack upon reading the words 'kitchen' and 'renovation' together.